Important Changes to Social Security and Pension Tax Deductions

Posted on January 14, 2019 by admin


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Last session, I joined my legislative colleagues to pass two provisions (included within the bi-annual budget) regarding Social Security Income Deductions and Retirement Income Deductions designed to provide seniors with much-needed tax relief. The first eliminated the income tax on Social Security and the second will phase out the income tax on pensions over the next few years.

**Social Security Income Tax Deduction

Effective for tax years beginning after 2019, individual taxpayers may deduct 100 percent of Social Security income, if federal adjusted gross income (AGI) is less than:

  •  $75,000 for single filers and married taxpayers filing separately;
  •  or $100,000 joint filers and heads of household

Taxpayers with incomes equal to or greater than the thresholds qualify for a 75 percent deduction. The income thresholds are increased from $50,000 and $60,000, respectively.

**Retirement Income Tax Deductions

Effective beginning with the 2019 tax year, individual taxpayers may deduct a portion of retirement income that is included in federal gross income, if federal AGI is below:

  • $75,000 for single filers, married taxpayers filing separately, and heads of households;
  • or $100,000 for married taxpayers filing jointly

To read more about these changes, you can read the Research Report provided by the non-partisan Office of Legislative Research – https://www.cga.ct.gov/2018/rpt/pdf/2018-R-0005.pdf

It is recommended that you consult a certified tax preparer regarding any deduction.

Helping Veterans Through Generous Community Donations

Posted on December 26, 2018 by admin


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State Representative Stephanie Cummings (R-74) and her community partners collected hundreds of clothing and personal care items for veterans during the holiday season by sponsoring Veterans Holiday Giving Trees.

The holiday trees and their “ornaments” were available between Monday, December 3 and Thursday, December 20, to help provide assistance to Connecticut Veterans in need this holiday season. The Trees were decorated with paper ornaments that were handmade by Waterbury students, and on the back of each ornament were items  veterans needed most.  Contributors removed the tags from the tree, purchased the designated gift described on the back and returned the unwrapped item(s) to a designated tree location. Once collected, the items were distributed to Connecticut Veterans in need.

Rep. Cummings, Waterbury Police Sgt. Ryan Bessette and Waterbury Police Officer Querino Maia brought several large boxes and bags filled with clothing and other items to the Connecticut Veterans Home in Rocky Hill just before Christmas.  Volunteer Judy Barnes said everything would be delivered to needy veterans over the holiday, continuing a tradition of giving back to the brave men and women who served the country.

The trees were located at several businesses throughout Greater Waterbury, including:

  • Waterbury PAL – 64 Division Street, Waterbury
  • DOLCE, LLC – 2457 East Main Street, Waterbury
  • Waterbury Senior Center- 1985 E. Main St. Waterbury
  • Moore, O’Brien & Foti – 891 Straits Turnpike Middlebury
  • Fidelity National Title Insurance Company – 111 Founders Plaza, Suite 1403 , East Hartford
  • Carmody Torrance Sandak & Hennessey LLP – 50 Leavenworth Street, Waterbury

A huge stocking filled with clothing was donated by a local attorney

Waterbury Police Sgt. Ryan Bessette, Waterbuy Police Officer Querino Maia, Rep. Cummings, Volunteers Judy Barnes and her husband Alex Oliphant posed with some of the bags of donated goods.

Rep. Cummings Hosts Successful Senior Center Coffee and Conversation

Posted on December 21, 2018 by admin


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Rep. Stephanie Cummings recently gave an overview of the upcoming legislative session, potential bills that will come up for votes and her legislative priorities during “Coffee and Conversation” at the Waterbury Senior Center.

More than two dozen seniors gathered to listen and talk with their Representative, before enjoying homemade cookies and hot chocolate with whipped cream.  Most of the time was spent with a dialogue and direct question and answer session that touched on several major themes facing the state, including taxes, tax increases, the budget deficit, highway tolls and legalized recreational marijuana. During the hour-and-a-half exchange, Rep. Cummings answered questions regarding possible expansion of the Family Medical Leave Act (FMLA), transportation funding and increased and mandatory park fees.

Rep. Cummings also laid out some of her legislative priorities for the coming session and is preparing legislation that would eliminate lifetime health benefits and pensions for legislators to reduce the burden on taxpayers who must pay those pension costs. She also plans to introduce bills to hold automobile registration scofflaws accountable, getting insurance companies to provide coverage for mammograms for women under the age of 40 with a history or high risk of breast cancer, streamlining business records and finances by allowing for “serial LLCs” and working to designate Waterbury a Gold Star Heroes’ City, among other ideas.

Rep. Cummings Receives Committee Assignments – Promoted to Ranking Member of Commerce

Posted on December 19, 2018 by admin


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House Republican Leader Themis Klarides recently announced the 2019-2020 legislative committee assignments for State Representative Stephanie Cummings (R-74).

Representative Cummings, who begins her second term representing the 74th General Assembly District of the East End and East Mountain sections of Waterbury, is being promoted to serve as Ranking Member of the Commerce Committee. The Commerce Committee is a small-business-oriented committee that has cognizance over matters concerning the Department of Economic and Community Development.  Ranking Members are the minority party’s designated leaders of joint committees.

In addition to her new role, Rep. Cummings will continue her dedicated service on the legislature’s powerful Judiciary Committee and also serve on the Children’s Committee.

“I want to thank House Republican Leader Klarides for appointing me to serve as ranking member of the Commerce Committee,” Rep. Cummings said. “As a lifelong supporter of Connecticut’s business community, I look forward to working with my colleagues to find ways to bring stability and growth to the local businesses that are the backbone of our state’s economy. Together, we can tackle the difficult issues and move Connecticut forward.”

For more information, and to read descriptions of the duties and responsibilities of each legislative committee please go to www.cga.ct.gov and click on the “Committees” tab.

Rep. Cummings to Ring Bell for Salvation Army

Posted on December 6, 2018 by admin


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State Representative Stephanie Cummings (R-74) will be raising money for local residents in need by collecting for the Salvation Army at the Reidville Drive Stop and Shop on December 20.

When: Thursday, December 20, 2017 from 5:30 – 6:30 p.m.

Where: Stop and Shop – 410 Reidville Dr., Waterbury, CT

Rep. Cummings welcomes all constituents to stop by the store and help make the fundraising event a success! If you are unable to make it on December 20th you can also visit the Salvation Army’s website at www.salvationarmyusa.org to learn of other ways to do good this holiday season; for example, by donating cars, clothing, household goods, airline miles, bonds and stocks, or volunteering for the community.

As a group, the Republican caucuses have raised more than $200,000 for the Salvation Army over the past several years. The Salvation Army responds to natural disasters such as wildfires and tornadoes, provides meals and toys to families in need, and conducts research and analyses regarding human needs around the country. They also provide adult rehabilitation, veteran services, elderly services, missing person searches, housing assistance, youth recreation, sponsorship, and support in the fight to end human trafficking.

Rep. Cummings Announces Veterans Holiday Giving Tree Locations

Posted on December 3, 2018 by admin


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State Representative Stephanie Cummings (R-74) & her community partners are excited to announce locations for the 2018 Veterans Holiday Giving Trees. The holiday trees and their “ornaments” – available between Monday, December 3 and Thursday, December 20 – help provide assistance to Connecticut Veterans in need this holiday season.

How It Works:

  • Trees are decorated with paper ornaments that were handmade by Waterbury students
  • On the back of each ornament are items our veterans are most in need of. (locations listed below)
  • Contributors remove tags from the tree and purchase the designated gift described on the back
  • The contributor then returns the unwrapped item(s) to a designated tree location and the items will be distributed to Connecticut Veterans in need for the holidays

“By collecting much-needed clothing, personal care items and sundries to help the brave, local men and women who volunteer to protect our nation we can say thank you in a tangible, personal way,” Rep. Cummings said. “As a strong supporter of our military, it is my honor to continue the great tradition of giving the Waterbury community shows to its veterans, especially during the holiday season.”

Ornaments are available at one of the Holiday Giving Tree community partner locations

  • Waterbury PAL – 64 Division Street, Waterbury
  • DOLCE, LLC – 2457 East Main Street, Waterbury
  • Waterbury Senior Center- 1985 E. Main St. Waterbury
  • Moore, O’Brien & Foti – 891 Straits Turnpike Middlebury
  • Fidelity National Title Insurance Company – 111 Founders Plaza, Suite 1403 , East Hartford

 

Rep.Cummings to Host Cookies and Cocoa at Senior Center

Posted on November 20, 2018 by admin


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WATERBURY– State Representative Stephanie Cummings (R-74) will host a legislative preview of the upcoming 2019 session,and speak with constituents during “Cookies and Cocoa with Rep. Stephanie”  at the Waterbury Senior Center on Monday,December 17, from 12:30 – 1:30 p.m.

“I’m looking forward to joining my friends at the senior center to discuss the last legislative session and the important issues that will be addressed in the upcoming session that begins in January,” Rep.Cummings said. “Listening to constituents, especially those with substantial life experience, allows me to propose better legislation and make informed choices about proposed bills as they come up for votes in committee and on the House floor.”

What: Cookies & Cocoa with Rep.
Stephanie

Where: Waterbury Senior Center, 1985 E.
Main St., Waterbury, CT 06705

When: Monday December 17th

Time: 12:30 p.m.-1:30 p.m.

This event is free and open to the public.

Rep. Cummings to Receive CRA Award

Posted on November 2, 2018 by admin


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State Representative Stephanie Cummings (R-74) will be honored with a recognition award from the Connecticut Reading Association during their annual conference next week.

Representative Cummings, a longtime literacy advocate and founder of the Waterbury Reads Gently Used Children’s Book Drive, was selected for the award to recognize her volunteer work and unwavering support of literacy programs in the Greater Waterbury area and statewide.

“Reading and literacy programs have always been incredibly important to me and I am honored to be recognized by the CRA,” Rep. Cummings said. “The CRA does an incredible job for the youth of our state and I’m proud to work hand-in-hand with them, and other dedicated, local literacy volunteers like Kelly Pinho and Tina Agati, to promote literacy and school readiness.”

The CRA 67th Annual Conference will be held at the Red Lion Hotel Cromwell (formerly the Radisson Hotel Cromwell) on Wednesday, November 7, 2018.

For more information, please go to: http://www.ctreading.org/

 

Rep. Cummings Honored by Neighborhood Council

Posted on October 29, 2018 by admin


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State Representative Stephanie Cummings (R-74) was honored with the Community Service Award from the Waterbury Neighborhood Council during their 19th annual awards dinner and 24th Anniversary Celebration on October 25.

Rep. Cummings accepted the award along with fellow City Award honorees Frank Monteiro, the Harold Webster Smith Foundation, Steve Schrag, Waterbury Police Detective Peter Morgan, the Mattatuck Drum Corps and State Reps. Larry Butler and Geraldo Reyes Jr.  The Neighborhood Council also presented neighborhood Awards.

“I’m honored the Neighborhood Council chose my colleagues and me for these honors and I would like to congratulate all the recipients for their continuing commitment to making our city a wonderful place to live and work,” Rep. Cummings said.

The awards ceremony and dinner was held at La Villa Rosa.

www.wtbync.org

Rep. Cummings to Receive Community Service Award from Neighborhood Council

Posted on October 12, 2018 by admin


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State Representative Stephanie Cummings (R-74) will be honored with the Community Service Award from the Waterbury Neighborhood Council during their 19th annual awards dinner and 24th Anniversary Celebration on October 25.

Rep. Cummings will accept the award along with fellow City Award honorees Frank Monteiro, the Harold Webster Smith Foundation, Steve Schrag, Waterbury Police Detective Peter Morgan, the Mattatuck Drum Corps and State Reps. Larry Butler and Geraldo Reyes Jr. The Neighborhood Council will also present neighborhood Awards.

“I’m honored the Neighborhood Council chose my colleagues and me for these honors and I would like to congratulate all the recipients for their continuing commitment to making our city a wonderful place to live and work,” Rep. Cummings said.

The awards ceremony and dinner will be held at La Villa Rosa on Farmwood Road on Thursday, October 25 from 6:00 – 9:30 p.m. Tickets are available by contacting the WNC or at: www.wtbync.org/awards-dinner